Insurance is defined as a type of contract between an insurer and an insured in which insurer agrees that on the happening of certain events like a house fire, burglary or car accident the insured will get payment from the insurance company. When you opt for an insurance policy, you pay an annual or monthly (or sometimes just once) premium. Insurance is now considered a dependable, essential, acceptable and the most cost effective means to protect ourselves from the financial impact of unexpected risks. It is fast becoming a very reliable way of saving the money so that one can save enough money in the case of emergency. ,Kimstugna Consultancy  make your job easier by choosing best insurance policies.

Health Insurance


You will probably have to purchase health insurance as an individual if you are not covered through your employer, or part Government funded programmer. However, selecting the right health insurance option is easier said than done.

It is pertinent to note that not all health insurance policies are the same. You might be able to purchase a cheaper policy elsewhere, but it may not provide the cover for the loss that occurred.



In some cases, health insurance policies can be complex. Selecting the right health insurance policy can be confusing and daunting. Here, health insurance agents come to your rescue.

Explain your policy to you and can plan what level of health cover you need, so that you can make sure you are appropriately protected.

Due to the prevalence of numerous amount of different health plans one can easily loose track. We are well aware of the market, they are in a right position to negotiate deals on their clients’ behalf. In the event of making a medical claim on your policy, they will assist you through the process.

  • Hospitalization plans
  • Hospital daily cash benefit plans
  • Critical illness plans

General Insurance


There are a large number of General Insurance companies available to consumers and businesses in Bangalore, which means you, have a wide choice of products and providers.

Given the large number of products, selecting the right general insurance policy can be a complex and often frustrating process. When you purchase your General insurance through an agent in Bangalore, they work with you for the long term.


Our Team will advise you about the various products or providers. With their extensive knowledge of risk and the general insurance market, they are in a good position to help you understand the cover you need.

We know the benefits, exclusions, terms and conditions and costs of a wide array of competing general insurance policies available in the market.

This insurance agent in Chennai can help you place the cover with the chosen general insurance company and provide advice suited to the interests of their clients.

  • Home Insurance
  • Office Insurance
  • Professional Indemnity Insurance
  • Fire & Burglary Insurance

General Insurance

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